Split any bill in India with UPI — instantly

Restaurant, rent, trip, or grocery run — split the bill and let your friends pay you with one tap from PhonePe, Google Pay, Paytm, BHIM, or any UPI app. Add your UPI ID once; every split sends a pre-filled UPI payment button to each friend.

  • One-tap UPI payment buttons in every split (PhonePe, GPay, Paytm, BHIM)
  • Scan a restaurant bill — AI reads items, GST, and service charge
  • Each friend taps the items they ordered; tax splits proportionally
  • Set currency to ₹ INR and see all amounts in rupees
  • Free, no sign-up — friends join via link, no app install
Start a split — free

No sign-up. Free. 25 currencies.

How it works

  1. 1

    Add your UPI ID once

    In Settings, paste your UPI ID (yourname@okhdfcbank, yourname@ybl, etc.). It's saved on your device and used in every split.

  2. 2

    Add the bill

    Scan a restaurant receipt, or just type the total. For receipts, AI extracts items, GST, and service charge automatically. You can edit anything.

  3. 3

    Friends pay with one tap

    Share a link. Each friend sees their exact share and a 'Pay with UPI' button pre-filled with the amount and your UPI ID. They tap, choose their UPI app, done.

Built for the way Indians actually settle bills

UPI is the cleanest peer-to-peer payment system in the world — but every bill-splitter built abroad still defaults to Venmo and Cash App, which nobody in India uses. Split Receipt is built UPI-first: paste your UPI ID once, and every split your friends receive has a Pay with UPI button pre-filled with the amount and your VPA. They tap, it opens PhonePe, GPay, Paytm, or BHIM directly, and the payment is one confirm away.

Restaurant bills with GST and service charge

Indian restaurant bills are messy: items on top, then CGST + SGST, then a service charge, sometimes a packaging fee. Split Receipt scans the whole thing, separates items from taxes and surcharges, and splits the taxes proportionally to what each person ordered. The friend who ordered a chai pays GST on the chai, not on your biryani.

Group trips, rent, and recurring bills

UPI works for more than restaurant tabs. Use Split Receipt for:

  • Group trips: someone books the hotel, someone else pays for petrol, you handle dinner. Track who paid for what across the whole trip and settle up at the end with one UPI per person.
  • Rent: save your flatmates as a group, send a UPI link every month for their share.
  • Office orders: you Swiggy'd lunch for the team — share the bill, everyone UPIs you their share before the food gets cold.

No sign-up for your friends

Friends don't need to install anything. They open your link in any browser, type their name, tap their items, and they're done. The pay button is the only step that opens their UPI app.

Free — and we mean free

No subscription, no per-split fee, no ads. The UPI integration is at no cost — you pay UPI's normal zero fee, and we don't take a cut.

Frequently asked questions

Which UPI apps does Split Receipt work with?

All of them. The pay button uses standard UPI deep links that open in PhonePe, Google Pay, Paytm, BHIM, Amazon Pay, WhatsApp Pay, or any other UPI-compliant app installed on the friend's phone.

How do I add my UPI ID to Split Receipt?

Open Settings, paste your UPI ID (e.g. yourname@okhdfcbank, yourname@ybl, yourname@paytm), and save. It's stored locally and used in every split you create.

Does it handle GST and service charge on restaurant bills?

Yes. When you scan a bill, GST (CGST + SGST) and service charge are detected as separate line items. They're split proportionally to what each person ordered, so you only pay tax on your own items.

Can my friends pay me without installing the app?

Yes. They open your share link in any browser (Chrome, Safari, Instagram in-app browser, anything), see their share, and tap the Pay with UPI button. It opens their existing UPI app directly.

Can I set the currency to Indian Rupees?

Yes. In Settings, set the currency to INR (₹). All amounts across the app, including share text, will be in rupees.

Is Split Receipt actually free for UPI splits?

Yes — fully free. No subscription, no transaction fee, no premium UPI tier. UPI itself is free; we don't add anything on top.

What if some friends are abroad and can't use UPI?

You can also set Revolut, PayPal, or other pay links in Settings. Friends abroad see those instead of the UPI button on their share.

Ready to split?

It takes less than a minute. No sign-up required.